Equipment financing allows businesses to purchase or lease equipment while spreading the cost over time with fixed payments. At Sunspire Strategy, we provide flexible equipment loans designed to fit your budget and growth goals.

Your business secures funding to purchase equipment, and you repay in regular installments. In many cases, the equipment itself serves as collateral, making approvals easier and faster.

You can finance nearly any type of business equipment — from construction machinery and company vehicles to office technology, medical devices, and manufacturing tools.

Key benefits include predictable payments, no large upfront costs, potential tax advantages (like Section 179 deductions), and the ability to upgrade equipment without straining cash flow.

Yes. Since the equipment often secures the loan, even startups and newer businesses can qualify. Sunspire Strategy offers tailored financing options for both startups and established companies.

With equipment financing, you own the equipment at the end of the loan term. With leasing, you pay to use the equipment for a set time and may have the option to purchase it later.

Approval times vary, but Sunspire Strategy can often arrange equipment financing in just a few days — much faster than traditional bank loans.