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Frequently Asked Questions

Have more questions? Our dedicated support team is here to help you. Contact us today for more information or to schedule a consultation.

How long does SBA Loan approval take?

Approval times vary by lender and program, but typically range from a few weeks to several months. Sunspire Strategy helps streamline the process for faster funding.

Are term loans good for small businesses?

Yes. Term loans are one of the most common financing options for small businesses because they provide stability, affordability, and flexibility for growth.

Can small businesses qualify for a line of credit?

Yes — Sunspire Strategy specializes in helping small and mid-sized businesses secure credit lines based on their revenue, credit history, and financial health.

How is a business cash advance different from a loan?

Unlike loans with fixed monthly payments, a cash advance adjusts repayment to your revenue. You pay more when sales are high and less during slower periods, keeping payments manageable.

How fast can I get approved for equipment financing?

Approval times vary, but Sunspire Strategy can often arrange equipment financing in just a few days — much faster than traditional bank loans.

How do I refinance my commercial property?

Refinancing lets you replace an existing loan with better terms. Sunspire Strategy can help you lower monthly payments, access equity, or secure more favorable rates.

How can Sunspire Strategy help with accounts receivable financing?

At Sunspire Strategy, we specialize in helping businesses unlock cash tied up in receivables. We provide personalized financing options to ensure you have the working capital to cover payroll, invest in growth, and stabilize operations.

Does Sunspire Strategy offer unsecured revolving credit?

Yes. Sunspire Strategy offers both secured and unsecured revolving credit solutions, giving businesses flexible options depending on their financial situation.

How fast can I get approved for a business loan?

Funding timelines vary by loan type, but with Sunspire Strategy, many businesses can be approved quickly — with some options providing capital in just a few days.

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97 w oak ave, sunset suite, Panama Florida 32401

(850) 266-1501

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